The last time that I checked, life is too short and we aren’t guaranteed tomorrow. But even so, we can plan ahead and protect our loved ones as best we can. As a father, I feel that it is my role to lead by example and to make sure that my family is always provided for, even if something were to happen to me.
The week after the boys were born, I added them to my Life Insurance policy at work, which guarantees $20,000 each. I also increased the individual life insurance policies that my wife and I both have as well. And then I added them to my other two policies that I had taken out with USAA. If I were to die tomorrow, the boys would be taken care of and all for a few dollars a month. There is a peace of mind knowing that if I am not here tomorrow, that they will be provided for.
I highly recommend sitting down with a financial planner and discussing with them your options and protecting your family and their future. Taking an hour or two out of your busy schedules, is worth the security for when you need it the most.