I am tired of coming home at night and taking 5 minutes to go through the mail and half of it is just junk mail. At least daily I get offers from credit card companies offering me a new card. Here is the problem, I don’t want anymore credit cards. In fact, I’m trying to cut down my credit cards from 3 to 2. I was told about OptOutPrescreen.com , which will allow you to either Opt Out of pre-approved credit cards for either 5 years or permanently.

I filled out the form today for the 5 year opt out, I did not however provide my social security number. Hopefully this will not only reduce the number of offers that I get, but also help save me a few minutes everyday throwing away junk mail.