A new year , a new tactic in helping get our finances under control.  I’ve listened to Dave Ramsey for years and figured that even though I was able to knock out 2 credit cards last year, maybe I need help getting to the finish line?

So today, I signed up for the Dave Ramsey My Total Money Makeover.  I have taken the time to get our remaining credit cards listed with the software and it was not as bleak as I thought. And more importantly, I think that even though it is going to be a hard journey to push through the remainder of debt, we didn’t get there over night and we certainly aren’t getting out of debt tomorrow, unless we win the lottery. So, for $90 a year, it was worth to be able to really be able to see and track where our money is going and visually see when our debts will be paid for.  I really think that this is going to be a great tool for my family to get ahead.

So My Total Money Makeover, here we come. I am ready to stand in the lobby of Dave Ramsey and scream that we are debt free.  Is now the time for you and your family to get some extra step, to help you over the hump?