On the way to work today the lady in front of me slammed on her brakes, causing me to rear end her. Many thoughts have since gone through my mind since the accident, but the one that comes to be mind is grateful:
1) I am grateful that the boys were not with me. Even though it was a minor fender bender,  I would rather them not be in a car accident;
2) I am grateful that we have great insurance with USAA. I can’t image being with another insurance provider.
3) I am grateful that no one was hurt.

So, even in dealing with this inconvenience, both from a time and more importantly financially stand point, I am grateful.